Keyboard: 1 to 4 to choose, Enter for next.
Twelve questions about your timeline, your finances and how you handle market swings. Your answers match you to one of the four Global Core portfolios.
No sign-up needed. Your answers stay in your browser and are not saved or sent anywhere.
Keyboard: 1 to 4 to choose, Enter for next.
Your match is a starting point for a conversation, not a recommendation. The right portfolio also depends on your taxes, your other accounts and your full financial picture.
Three questions in each of four areas. Together they show how much risk you can afford to take and how much you are comfortable taking.
When you will start using this money, and how long it needs to last once you do.
How well your finances could absorb a bad year without changing your plans.
The trade-off you would choose between growth and the size of the swings.
How you are likely to feel, and what you are likely to do, when markets fall.
Time horizon and risk capacity are about your situation. Someone who needs the money in three years cannot afford the same swings as someone who will not touch it for twenty, no matter how calm they feel.
Risk tolerance and emotions are about you. A portfolio that looks right on paper does not help if a rough year leads you to sell at the bottom.
Each side points to one of the four portfolios. When they disagree, your match is the more conservative of the two.
Every portfolio is built from the same five low-cost funds. What changes from one to the next is the weighting.
No. It is an educational starting point based on twelve answers. A recommendation takes a conversation about your goals, taxes, other accounts and income needs.
That is common. The assessment matches you to the more conservative of the two and shows you both, so you can see where the gap is. A wide gap is worth talking through before you invest.
It can. Your time horizon shortens as you get closer to using the money, and your finances and outlook change. It is worth retaking the assessment every couple of years or after a major life event.
No. The assessment runs entirely in your browser. Nothing is stored or sent unless you choose to share your result with us.
Bring your result, or skip the assessment and start with a conversation about what you want your money to do.
Schedule a conversation