Income Pay Pro® Income Calculator
North American Income Pay Pro fixed index annuity with embedded GLWB rider.
Rates as of July 19, 2026, subject to change on new issues. The GLWB rider charge is 1.15% of the GLWB value, deducted annually from the accumulation value. Crediting rates apply to the accumulation value and do not affect the guaranteed income shown above.
| Start age | Roll-up years | GLWB value | LPP | Annual income | Monthly income | % of premium |
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Founded in 1886, North American has over 140 years of business behind it. As a subsidiary of privately held Sammons Financial Group, it is not subject to the short-term earnings pressures publicly traded insurers face, and its conservative, disciplined investment strategy shows in the balance sheet.
Figures per North American 2025 Strength and Stability fact sheet (form 339NM, 4-26). Ratings apply to North American's financial strength and claims-paying ability and are subject to change at any time.
Estimates assume no withdrawals prior to the lifetime payment election date and a GLWB value equal to 100% of premium at issue, increased by the 8.00% compounded GLWB roll-up rate for up to 10 years or until lifetime payments are elected, whichever comes first. Excess withdrawals disqualify the roll-up for that contract year and reduce the GLWB value proportionally. The GLWB rider carries an annual charge of 1.15% of the GLWB value, deducted from the accumulation value. The GLWB value is not available as a lump sum or death benefit. For joint covered persons, the lifetime payment percentage is based on the age of the youngest covered person; enter that age above. Increasing LPA payments begin at a lower percentage and may rise over time per the rider terms. Lifetime payment percentages per North American quick reference guide 35433Z, REV 5-26; rates subject to change and may vary by state. This is an internal planning estimate, not an illustration, offer, or contract. Refer to current product materials and a carrier-produced illustration before any client recommendation.
Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor. BWA and Brookstone Capital Management, LLC are affiliated companies. BWA and Jantz Wealth Solutions are independent of each other. Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.